How Stone Atwine and his Eversend digital bank, plan to replace traditionally conservative and largely inefficient brick and mortar banks Stone Atwine, cut his teeth in fintech with Pretoria-based loan management vendor, Payment Solutions International. He went on to become its Country Manager for Kenya before consulting for multiple banks like Stanbic Bank, Barclays Bank and Standard Chartered Bank in Kenya and Uganda on using technology to improve loan collections. He then co-founded Yetu Credit Finance, a USSD-based micro-lender for government employees in Uganda. He also co-founded useremit.com, a remittance company delivering to mobile money in Uganda, Kenya, and Rwanda. The Mbarara University of Science and Technoloty Computer Science Graduate is also a 4-time laureate of the Paris-based Institut Choiseul as one of the 40 years and under African leaders, who have made a major impact on the continent’s economic development. In 2017, he was selected by the government of France as an exceptionally talented entrepreneur and moved to Paris to found Eversend, Africa’s first neobank where he is the Chief Executive Offiver. CEO East Africa’s Muhereza Kyamutetera caught up with him for an interview on Eversend and a couple of other things.