Efficiency and growth in a tough operating environment⏤ an interview with Michael Segwaya, Absa Bank Uganda’s ED & CFO Michael Segwaya, FCCA, is an experienced banking executive with over 20 years of experience in the financial services industry, most of it at Absa Bank Uganda, where he has served in various roles, rising to the level of Executive Director /CFO in November 2012, a role he continues to play. He has been instrumental in the bank's growth and consolidation into one of the leading banks. In this interview, the Makerere University (B.Com) and Oxford Brookes University (MBA) trained banker gives further context to the bank’s solid 2022 growth in which it posted a 28.9% growth in net profit, from UGX109.5 billion to UGX141.2 billion on the back of a 12.5% growth in revenue and prudent risk and cost management.