ANALYSIS: Are banks shying away from lending to Ugandans? In the heart of Uganda's dynamic economic landscape, banks have been the stalwart pillars underpinning growth, nurturing development, and anchoring financial stability. They've been the catalysts of entrepreneurial aspirations, enablers of homeownership, and the driving force behind business successes. However, in the midst of this thriving financial ecosystem, a concerning trend is emerging, one that financial statements bring to light: a diminishing share of deposits finds its way into the hands of Ugandan customers as loans.