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Annette Kiconco, previously the Head, Public Sector Business & Commercial Clients at Stanbic Bank, has joined dfcu Bank as its Chief Retail Banking Officer effective February 2024. 

Annette brings to dfcu two decades of banking experience with strong attributes in business strategy formulation and development, governance, customer service excellence, and risk management.

In that role she will be the executive head responsible for driving and delivering the bank’s strategy through the personal, commercial and enterprise banking segments.

Prior to Stanbic Bank, Annette also worked as the Chief Business Officer at Orient Bank (now I&M Bank Uganda), where she led the Commercial Banking team after making her mark at Absa Bank (formerly Barclays Bank) where she worked for 18 years in various roles, the last one being the Ag. Retail Banking Director.

Annette holds a Bachelor of Science Degree in Mathematics and Economics from Makerere University. She is Certified in Commercial and Advanced Credit Skills by the London Institute of Banking and Finance. She has training in Global Entrepreneurship from the International Business Development Academy in the Hague, Netherlands.

In 2019, she completed the Transformation to Business Leadership program at the Institute for Management Development (IMD) in Lausanne, Switzerland.